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Taking account of sustainability and governance risks

The companies, buildings and projects our funds invest in are exposed to a wide range of environmental, social and governance (ESG) risks. It is important that our fund managers understand these risks before they make their investment decisions, and monitor companies’ ESG risk-exposure on an ongoing basis. There is growing acceptance that taking proper account of ESG risks in investment helps safeguard long-term investment returns.

Incorporating ESG risk in asset management is the first principle of the UN Principles of Responsible Investment, now supported by PRI Signatories with assets under management of $59 trillion*.

Lloyds Banking Group is a signatory to the UN PRI, and Scottish Widows is responsible for the annual reporting process that covers our customers' investment funds.

*Source: UNPRI, April 2015