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Existing Customers - Mortgages

Switch to a new rate with Scottish Widows Bank

If your current Scottish Widows Bank mortgage rate is ending, or you're already on one of our variable rates and want the security of a fixed rate, we could offer you a new rate today.

  • No legal fees
  • No valuation required
  • Apply online or through a mortgage adviser
  • Early Repayment Charge (ERC) waived if there's less than three months left on your current rate
  • No ERC on any variable rates if you switch to a fixed rate

You can't switch if you've got a Buy to Let or Retirement Home Plan mortgage, or if your mortgage is in arrears.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.


How to apply