Please use the Quicklinks menu below in order to navigate through the site.

Quicklinks

Savings guides & tools

Making the right choice for you and your money

Help me find a savings account for myself

How soon would you like access to your funds?

I would like access as soon as I need it

This option may suit you if you are likely to need urgent access to your funds and don’t want to be penalised through loss of interest.

The choices you have are:

  • Internet Saver Account — If you enjoy being able to manage your finances online, this savings account is ideal. With this variable rate account, account you'll get easy access to your savings, and the minimum balance is only £1. More information on our Internet Saver Account.
  • Instant Saver 2 Account — If you need access to your money at any time, then you should consider opening our Instant Saver 2 Account.. With this variable rate savings account, you can also transfer money to your main bank account as often as you like — free of charge. More information on our Instant Saver 2 Account.
  • E-Cash ISA 3 — Invest in a cash ISA from Scottish Widows Bank. ISA conditions will apply. More information on our E-Cash ISA 3.

I would like a longer-term savings option

This option may suit you if you don't need immediate access to your money, in order to benefit from a higher interest rate.

  • 3 Year Fixed Term Deposit Account — If you won’t need access to your cash for the next three years and want to earn a regular income from that money, this account is ideal for you. You can invest from £10,000 to £5,000,000 and earn whatever the fixed rate of interest is at the time you want to open your account. Interest is paid either monthly, quarterly or annually. More information on our 3 Year Fixed Term Deposit Account.

I don’t mind

This option may suit you if you're flexible about the amount of notice you need to give to withdraw funds. It may be that other features, such as tax benefits and interest rates, may be more important to you. The choices you have are:

  • Internet Saver Account — If you enjoy being able to manage your finances online, this savings account is ideal. With this variable rate account, account you'll get easy access to your savings, and the minimum balance is only £1. More information on our Internet Saver Account.
  • Instant Saver 2 Account —If you need access to your money at any time, then you should consider opening our Instant Saver 2 Account.. With this variable rate savings account, you can also transfer money to your main bank account as often as you like — free of charge. More information on our Instant Saver 2 Account.
  • E-Cash ISA 3 — Invest in a cash ISA from Scottish Widows Bank. ISA conditions will apply. More information on our E-Cash ISA 3.
  • 3 Year Fixed Term Deposit Account — If you won’t need access to your cash for the next three years and want to earn a regular income from that money, this account is ideal for you. You can invest from £10,000 to £5,000,000 and earn whatever the fixed rate of interest is at the time you want to open your account. Interest is paid either monthly, quarterly or annually. More information on our 3 Year Fixed Term Deposit Account.