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Remortgages

Now’s the time to take advantage of our competitive remortgage products. Our lowest ever 2 year fixed rate of 1.19% is available to all clients at 50% LTV with a fee of £749. Your clients could also benefit from a free valuation and either free legal fees or £300 cashback plus an offset option.

 

Remortgage Incentives

Remortgages available up to 90% LTV on both our Professional and Flexible ranges (85% with capital raise).

View our current remortgage interest rates

Offset Mortgages

Our offset facility is simple to set up with new Scottish Widows Bank mortgages. Help your clients' money work harder for them.

Find out more

Apply online

Apply for a new mortgage with offset, or add offset to an existing Scottish Widows Bank mortgage.

Find out more

An introduction to offset

Show your clients our 2 minute film explaining how
offset adds up.

Find out more

 

 

 

Offset

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Scottish Widows Limited. Registered in England and Wales No. 3196171. Registered office in the United Kingdom at 25 Gresham Street, London EC2V 7HN. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Financial Services Register number 181655.

Scottish Widows Unit Trust Managers Limited. Registered in England and Wales No. 1629925. Registered Office in the United Kingdom at Charlton Place, Andover, Hampshire SP10 1RE. Tel: 0345 300 2244. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 122129.

HBOS Investment Fund Managers Limited, registered in England number 941082. Registered office in the United Kingdom at Trinity Road, Halifax, West Yorkshire HX1 2RG. Authorised and regulated by the Financial Conduct Authority. Financial Services Register number 119223.

Scottish Widows Bank is a trading name of Lloyds Bank plc. Registered office: 25 Gresham Street, London EC2V 7HN. Registered in England and Wales, no. 2065. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority under number 119278.

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