Our Beginners’ Guides are designed to help give you an idea of different types of products and how they work.
Inheritance tax, or IHT as it is commonly known, is payable on everything you have of value when you die.
Financial advisers are trained to advise you on a range of financial products but there are different types to choose from.
In this guide we explain the different pension savings options you have and how to make the most of your money when you come to retire.
Money affects every area of our lives, but managing it efficiently is not easy. Which savings plan, which protection insurance, which type of pension? There is so much choice. And information is often surrounded by jargon that makes brochures incomprehensible to most of us.
We have tried to break down and explain clearly how pensions, for example, work and the different choices you will have to make when buying a product. Try reading one – using our series of useful calculators. When you feel comfortable that you understand the subject you can do further research on what plans are on offer and contact us or an independent financial adviser.