Understanding Life insurance

Life insurance could be the most important financial product you ever buy.

It’s not easy to think about, but if something were to happen to you, having a plan in place could be the difference between your family maintaining their lifestyle and paying off the mortgage, or losing their home.

Our team are here to help make sure you and your family have the right financial protection you need. We want to make it easy to understand the basics of life insurance and show the benefits of being protected.

 

Why choose life insurance with Scottish Widows?

  • Over 200 years of experience helping protect families
  • Flexible plans to change with your circumstances
  • Experienced and dedicated team on hand
  • Simple and quick claims process
  • Offers peace of mind when you need it most

Find out more with our Life Insurance Basics films.

Life Insurance

Our Scottish Widows life insurance cover provides:

  • Protection throughout your policy
  • A cash sum or monthly income to help your family, if you were to die during your policy term
  • Financial peace of mind in knowing that your mortgage and bills could be paid off
  • A flexible plan that can be adapted as your protection needs change

More about life insurance

Critical Illness Cover

Our Scottish Widows critical illness cover provides:

  • Protection throughout your policy
  • A cash sum if you are diagnosed with a specified critical illness during your policy term
  • Can help you and your family if you become too ill to work and have to take time off to recover
  • Children’s critical illness cover and life cover included at no extra cost

More about critical illness cover

Protection for Life – life cover quick quote

Get an idea how much it could cost to protect you and your family.

Quick Quote

Life Insurance basics

Our suite of short films answer your most commonly asked questions on life insurance and critical illness cover to help you understand the basics and show you the benefits of financial protection.

 

WHAT IS LIFE INSURANCE?

Get to grips with the basics of life insurance and why it could be so important.

 

HOW MUCH DOES LIFE INSURANCE COST?

Life insurance costs vary depending on a number of factors. Find out how to get the cover that is right for you.

 

HOW MUCH LIFE INSURANCE COVER DO I NEED?

Find out how much cover you might need depending on your age and other factors personal to you.

 

WHAT IS CRITICAL ILLNESS COVER?

Get to know the basics of critical illness cover and how you can get the right cover for you.

 

HOW LONG DO I NEED LIFE INSURANCE FOR?

See the difference between term assurance and whole of life assurance and which one might suit your needs.

 

DO I NEED LIFE INSURANCE OR CRITICAL ILLNESS COVER TO GET A MORTGAGE?

Find out why it’s important to consider life or critical illness cover when moving or buying a home.

 

HOW DO I CLAIM A LIFE INSURANCE POLICY?

Claiming on life insurance can be stressful. We’re here to make the process as easy as possible. Find out what to expect.

Still have questions?

For a bespoke quote or to find out how life insurance can work for you, speak to our experts today.

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0345 608 0383

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