The Scheme offers different fund choices giving you access to differing levels of potential return on investments and associated levels of risk so you can pick investments that are right for your personal situation. These funds are invested with several leading fund managers and made available through Scottish Widows Ltd. The actions and decisions of the underlying fund management are the responsibility of the fund managers or fund management companies. However, Scottish Widows does monitor the fund managers offered through the plan through its fund governance process.
