Flexible Options Bond

About Flexible Options Bond

The Flexible Options Bond (which is now closed to new business and top-ups) provided a way of investing a cash lump sum over the medium to long term (at least 5 to 10 years) while giving the option to change where and how it is invested, tailoring the bond to suit your individual needs.

Flexible Options Bond benefits at a glance:

  • You may be eligible to receive loyalty bonus units after five years in the policy, for payments made on or after 23 March 2005
  • Choose from a wide range of funds
  • A clear charging structure
  • Switch funds or take withdrawals
  • Automatic life cover of 101% of the bond’s value on the day after we receive notification of death.

The value of your investment and any income from it can go down as well as up. You may not get back the original amount you invested.

If withdrawals are taken from your bond, they could be greater than any growth achieved and this could reduce the value to below the amount originally invested.

The Flexible Options Bond is designed to be a medium to long term investment.

Charges, limits and terms can change. Full terms and conditions are available from us on request. Please contact us for further information.