YOUR WORKPLACE SAVINGS
London Borough of Hammersmith and Fulham AVC Scheme


Your retirement journey
Where are you on your retirement journey? We’ve helped people plan their financial futures for more than 200 years. Let us help you.
Approaching retirement (PDF, 2MB)
Taking your money (PDF, 1MB)

Retirement basics

Retirement calculator
Our retirement calculator can help you find out what your income and lifestyle could be in retirement.
Having the value of any pensions, savings and investments you have will help you get the most out of the calculator.
Please check the specific options within your plan by calling our Retirements team. Some of these options may need you to be no longer employed, or to transfer out of the plan to access.
Information about your plan
Pension Tax (PDF, 1MB) | This guide gives information on how your plan is affected by current tax legislation. |
Fund Guide (PDF, 6MB) | This guide provides information on the different fund choices that are available to you. |
Introduction to investing (PDF, 1MB) | This booklet explains the different types of investment choices available to you and how they work. |
Transaction Costs (PDF, 109KB) | A breakdown of transaction costs and charges for the funds available within the scheme. |
Illustrative Examples (PDF, 239KB) | Illustrative examples for the costs and charges applicable to the Scheme using a set of assumptions representative of the membership and funds available. |
Costs and Charges Information | This contains information relating to the costs and charges applicable to the scheme in the form of the Chair’s Statement, illustrative examples and transaction costs data. Please note that this information will be published once available. |
We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.