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Your retirement journey

Where are you on your retirement journey? We’ve helped people plan their financial futures for more than 200 years. Let us help you.

Approaching retirement (PDF, 2MB)

Taking your money (PDF, 1MB)

Retirement calculator

Our retirement calculator can help you find out what your income and lifestyle could be in retirement.

Having the value of any pensions, savings and investments you have will help you get the most out of the calculator.

Please check the specific options within your plan by calling our Retirements team. Some of these options may need you to be no longer employed, or to transfer out of the plan to access.

YOUR INVESTMENT CHARGES

YOUR INVESTMENT CHARGES

The fund charges shown in the Your Investment Choices section do not include policy or transaction charges. You can find more information on these charges in the Your Key Documents Library section.

YOUR INVESTMENT CHOICES

YOUR INVESTMENT CHOICES

Click on the links below for information on your investment choices.

Pension funds
 

Find out more about funds and investing


Your key documents library 

Information about your plan

Pension Tax (PDF, 1MB) This guide gives information on how your plan is affected by current tax legislation.
Fund Guide (PDF, 6MB) This guide provides information on the different fund choices that are available to you.
Introduction to investing (PDF, 1MB) This booklet explains the different types of investment choices available to you and how they work.
Transaction Costs (PDF, 109KB) A breakdown of transaction costs and charges for the funds available within the scheme.
Illustrative Examples (PDF, 239KB) Illustrative examples for the costs and charges applicable to the Scheme using a set of assumptions representative of the membership and funds available.
Costs and Charges Information This contains information relating to the costs and charges applicable to the scheme in the form of the Chair’s Statement, illustrative examples and transaction costs data. Please note that this information will be published once available.

We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.

Women In Retirement Report

Women In Retirement Report

Our latest Women and Retirement report dives deeper into some of the reasons behind the gender pension gap, showing that deep-seated structural inequalities remain on pay and employment.

Read the report (PDF, 4MB) opens in a new tab

Contact us

By phone

0800 917 9907

 

Calling from abroad

+44 113 208 3867

 

Opening hours

Monday to Friday, 8am to 6pm

By post

Scottish Widows Workplace Savings
PO Box 24173
69 Morrison Street
EDINBURGH
EH3 1HP