MERCER RETIREMENT SERVICES

Helping you navigate your retirement choices

If you’re thinking about how best to arrange your finances for retirement, you may be wondering where to start. There are a lot of choices and, although it might seem complicated, Mercer Retirement Services can help you make the right decisions.

Equally, if you’ve already decided how you want to take your retirement savings, our retirement services can help you put your plan in place.

MERCER RETIREMENT SERVICES

To cater for the widest possible range of needs, preferences and budgets, we offer a selection of ways to help you make your choices at retirement.

I’LL TAKE THE WHEEL

I’LL TAKE THE WHEEL

Support services for people who are confident making their own retirement choices.

More on support services

GIVE ME DIRECTIONS

GIVE ME DIRECTIONS

Online retirement planning and financial advice, with support from retirement specialists when you need it.

More on online advice

TAKE ME THERE

TAKE ME THERE

In-person financial advice to take you through the decision making process, set up your retirement plans and keep them under regular review.

More on in-person advice

I’LL TAKE THE WHEEL

I’LL TAKE THE WHEEL

The Mercer Master Trust helpline (shown in your retirement letter) can connect you to a retirement specialist who can provide guidance and information about the retirement choices you plan to make.

The retirement specialist can also help to set up flexible income drawdown and withdraw cash sums from your retirement savings in the Mercer Master Trust.

This service is managed by the Mercer Master Trust administrator, Scottish Widows.

If you are looking to use some or all of your retirement savings to set up an income for life through an annuity, they can refer you to Mercer's specialist annuity service. This service can conduct a comprehensive search to find you the best rate for an annuity, taking into account your lifestyle, health, postcode and the amount you have available to buy the annuity.

For details, call the Mercer Master Trust Helpline.

Call 0800 587 1912

GIVE ME DIRECTIONS

GIVE ME DIRECTIONS

The online retirement planning and financial advice service, Destination Retirement, is provided on Mercer’s behalf by HUB Financial Solutions. The service:

  • Helps you envisage what you want life in retirement to look like;
  • Gives you a free personal retirement plan that helps you make the most of your pensions, savings and investments; and
  • Provides fully-regulated financial advice, including a retirement plan.

If you choose to follow the advice, the service will set up your retirement plan for you and provide support to keep you on track throughout retirement.

You can plan on your own, or with your spouse or partner, one step at a time, and at your own pace.

You can manage the entire process online by yourself if you wish, but you can talk to a retirement specialist via web chat, email or telephone at any point along the way.

To find out more about Destination Retirement, please watch this video.

Get started

TAKE ME THERE

TAKE ME THERE

Mercer Private Wealth can help with this with in-person financial advice to take you through the decision making process, set up your retirement plans and keep them under regular review. This service is tailored to you and takes into account all of your assets and any liabilities. This service may be suitable for you if:

  • You prefer a personal approach to understanding and implementing your plans rather than taking control of your own finances or using a digital advice service
  • You’ve built up a number of different pension plans and investment
  • You have complex finances or personal circumstances
  • You want to take a wider view on what you have rather than just your pension and consider the best course of action

 

If you'd like to book a consultation, please email Mercer Private Wealth. Please include your phone number in the message and they will call you back to arrange an appointment, typically within 2 working days.

Email Mercer Private Wealth

FURTHER INFORMATION

FURTHER INFORMATION

You can call the helpline number in your retirement letter if you have any questions.

The Government’s PensionWise service also provides information and guidance on your retirement choices.

Please be alert to pension scams. Visit thepensionsregulator.gov.uk/pension-scams for information. You can also check the FCA's website at fca.org.uk/scamsmart. If you're concerned that something is a scam, you can contact Action Fraud on 0300 123 2040 or visit actionfraud.police.uk