Cookies Notice

Important information about cookies

About cookies

Cookies are text files containing small amounts of information which are downloaded to your device when you visit a web site.  Cookies are then sent back to the originating web site on each subsequent visit, or to another web site that recognises that cookie.  Cookies are useful because they allow a web site to recognise a user’s device.

Cookies do lots of different jobs, like letting you navigate between pages efficiently, remembering your preferences, and generally improve the user experience.  They can also ensure that adverts you see online are more relevant to you and your interests.

With most internet browsers, you can erase cookies from your computer hard drive, block all cookies or receive a warning before a cookie is stored.  If you want to know how to do this please look at the help menu on your web browser.  However, please note that switching off or “opting out” of the use of cookies will mean that you may not be able to use certain features of the website.  Find out more about the use of cookies and how to switch off cookies on www.cookiecentral.com or www.aboutcookies.org. 

The cookies used on our websites can be categorised in the following ways. 

Strictly Necessary Cookies

These cookies are essential in order to enable you to move around the web site and use its features, such as accessing secure areas of the web site. Without these cookies services you have asked for, such as shopping baskets or e-billing, cannot be provided. These cookies don’t gather information about you that could be used for marketing or remembering where you've been on the internet.

Strictly necessary cookies used within our site

Cookie Name Purpose
sw-ex-o Used in conjunction with the SW-ex-s cookie this secure session cookie is used to ensure the user remains logged in after loading a new page.
JSESSIONID This cookie is used when you visit our SWBWebClient and SWBWebAgent sites when applying for certain product types. This cookie is destroyed each time you close your browser.

Performance cookies

These cookies collect information about how visitors use a web site, for instance which pages visitors go to most often, and if they get error messages from web pages.  These cookies don't collect information that identifies a visitor.  All information these cookies collect is anonymous and is only used to improve how a web site works.

Performance cookies used within our site

Cookie Name Purpose
ns_cookietest Used to confirm that your browser is able to accept cookies. This cookie is destroyed each time you close your browser.
S1 Used in conjunction with the C1 cookie, this is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.
C1 Used in conjunction with the S1 cookie, this is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.
utmz Analytics cookie which stores where a visiting user has come from by way of other websites.
utma Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
utmc & utmb Analytics cookie that’s used to check approximately how long you stay on a site: when a visit starts, and approximately ends . This cookie is destroyed each time you close your browser
sp3dtag Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
rwtag  Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
id Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
ns_session Used in conjunction with the S1 cookie to identify user sessions on the website. Data is only used in aggregate. This cookie is destroyed each time you close your browser.

Functionality cookies

These cookies allow the web site to remember choices you make (such as your user name, language or the region you are in) and provide enhanced features.  For instance, a web site may be able to provide you with local weather reports or traffic news by storing in a cookie the region in which you are currently located.  These cookies can also be used to remember changes you have made to text size, font and other parts of web pages that you can customise.  They may also be used to provide services you have requested such as watching a video or commenting on a blog. The information these cookies collect may be anonymised and they cannot track your browsing activity on other websites.

 

Functionality cookies used within our site

Cookie Name Purpose
sw-warn-brow Remembers whether the browser warning screen was shown.

By using our website, you agree that we can place the cookies described above on your device.

How to reject or delete these cookies: www.aboutcookies.org

Targeting cookies

These cookies collect several pieces of information about your browsing habits. They are usually placed by advertising networks. They remember that you have visited a website and this information is shared with other organisations such as media publishers. These organisations do this in order to provide you with targeted adverts more relevant to you and your interests. This type of advertising is called online behavioural advertising and places an icon in the top right hand corner of an advert. This icon, when clicked, will take you through to the website Your Online Choices where there is more help and guidance for you to opt-out of this type of advertising. You can also block these cookies using your browser settings. By using our websites you agree that we can place these types of cookies on your device.

Targeting cookies used within our sites in this category are:

Cookie Name Purpose Use when you visit these sites

Xaxis

This website uses the Xaxis remarketing service to advertise our products and services on other websites to previous visitors to our site. Any data collected will be used in accordance with our own privacy policy and the Xaxis privacy policy. No personally identifiable data is collected or stored. This is a third-party cookie.

You can opt out of receiving customised third-party advertisements via Xaxis technologies by visiting http://www.xaxis.com/optout. Alternatively, you can also manage and opt-out of Xaxis and other third-party cookies by visiting www.youronlinechoices.com/uk/your-ad-choices.

Scottish Widows.co.uk

Scottish Widows Adviser Extranet

Google AdWords

This website uses the Google AdWords remarketing service to advertise our products and services on other websites (including Google) to previous visitors to our site. This could be in the form of an advertisement on the Google search results page, or a site in the Google Display Network. Any data collected will be used in accordance with our own privacy policy and Google’s privacy policy. The cookies are valid for 30 days from creation. This is a third party cookie

You can control the ads that you see on Google and find out more about how the ads are selected for you by visiting www.google.com/settings/ads. Alternatively, you can also manage and opt-out of Google Adwords and other third-party cookies by visiting www.youronlinechoices.com/uk/your-ad-choices.

Scottish Widows.co.uk

Scottish Widows Adviser Extranet

Social media

This website uses the Facebook, Twitter and Linkedin remarketing services to advertise our content, products and services on these social media channels to previous visitors to our site. Any data collected will be used in accordance with our own privacy policy and the social network's privacy policy.

Detail around how you may opt out of receiving these cookies are found in the links below:

Scottish Widows.co.uk

Scottish Widows Adviser Extranet

DoubleClick ID

This is an anonymous, unique identifier used to track how successful our advertising is. The Google DoubleClick cookie also enables Google and its partners to track and serve our advertisements on other websites across the Internet based on your visit history (or behaviourial profile) to our website. Recent click history for your device is also collected in encrypted form, this allows external advertisers to target users of the device with adverts based on perceived interests. The cookie doesn’t store the IP address, but this is passed through to Google along with cookie by the browser. Google then renders the IP address unreadable by removing the last 3 characters. No personally identifiable data is collected or stored. This is a third-party cookie.

You can control the ads that you see on Google and find out more about how the ads are selected for you by visiting www.google.com/settings/ads. Alternatively, you can also manage and opt-out of Google DoubleClick and other third party cookies by visiting www.youronlinechoices.com.

Scottish Widows.co.uk

Scottish Widows Adviser Extranet

Third Party Cookies in use on our sites

Google Analytics

Scottish Widows websites use Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a cookie in order to evaluate your use of the site and compile reports for us on activity. Google stores the information collected by a cookie and may also transfer this information to third parties where required to do so by law, or where such third parties process the information on Google's behalf.  Google will not associate your IP address with any other data held by Google.

Google cookies used within our site:

Cookie Name Purpose
utmz Analytics cookie which stores where a visiting user has come from by way of other websites.
utma Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
utmc & utmb Analytics cookie that’s used to check approximately how long you stay on a site: when a visit starts, and approximately ends. This cookie is destroyed each time you close your browser.
sp3dtag Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
rwtag Analytics cookie that stores the amount of visits made, the time of the first visit, the previous visit, and the current visit.
test_cookie Analytics "test" cookie, which is used only to verify if your browser is accepting cookies, will self-delete within 24 hours.

How to reject or delete these cookies http://www.google.com/intl/en/privacypolicy.html

ComScore

An independent measurement and research company gathers information regarding visitor activity on Scottish Widows websites and other Scottish Widows online services. Data is gathered on Scottish Widows behalf using cookies, log file data, and code that is embedded on our websites. Scottish Widows uses this information to help improve the services it provides to its users.

Information (such as IP addresses) that comScore collects is done so in accordance with the EU’s data protection requirements. For information on how comScore treats personal data please see the comScore Privacy Policy.

ComScore Cookies in use on this site:

Cookie Name Purpose
S1

Used in conjunction with the C1 cookie This is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.

C1

Used in conjunction with the S1 cookie, this is a unique identifier given to each computer to allow log analysis to determine the number of unique users for various parts of our websites. Data is only used in aggregate.

How to reject or delete these cookies http://www.comscore.com/About_comScore/Privacy_Policy

Useful information about cookies

Useful information about cookies can be found at:
http://www.allaboutcookies.org

Internet Advertising Bureau

A guide to behavioural advertising and online privacy has been produced by the internet advertising industry which can be found at:
http://www.youronlinechoices.eu

International Chamber of Commerce United Kingdom

Information on the ICC (UK) UK cookie guide can be found on the ICC website section:
http://www.international-chamber.co.uk/our-expertise/digitaleconomy