YOUR WORKPLACE SAVINGS
University of Warwick Pension Scheme (DC Section)
YOUR RETIREMENT JOURNEY
The experts at the Pensions and Lifetime Savings Association have published a set of retirement living standard to help you picture your retirement and what it might cost. They are pitched at three levels, (minimum, moderate and comfortable) based on a basket of goods and services, from food and drink to holidays.
RETIREMENT BASICS
Tools & Calculators to help plan your future
Learn about the different ways you can take money from your pension
Please check the specific options within your plan by calling our Retirements team. Some of these options may need you to be no longer employed, or to transfer out of the plan to access them.
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Opt out form (PDF, 36KB) This form allows contractual joiners to opt out of the scheme if they wish. Illustrative Examples (PDF, 165KB) Illustrative examples for the costs and charges applicable to the Scheme using a set of assumptions representative of the membership and funds available. Transaction Costs (PDF, 73KB) A breakdown of transaction costs and charges for the funds available within the scheme. We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.
| Pension Tax (PDF, 1MB) | This guide gives information on how your plan is affected by current tax legislation. |
| Fund guide (PDF, 789KB) | This guide provides information on the different fund choices that are available to you. |
| Passive Lifestyle Interim Leaflet (PDF, 477KB) | This guide provides information on the SW Passive Interim Lifestyle. |
| Expression of wish form (PDF, 71KB) | This form allows you to nominate who you wish your pension benefits to go to upon your death. |
| Introduction to investing (PDF, 1MB) | This booklet explains the different types of investment choices available to you and how they work. |
| Your investment choices (PDF, 259KB) | This leaflet lists the pension fund choices that are available to you and the total annual fund charge for each fund. |
| Explanatory booklet (PDF, 572KB) | This booklet is intended to give only a summary of the benefits provided by the Heritage DC Section. |
| Explanatory booklet (PDF, 522KB) | This booklet is intended to give only a summary of the benefits provided by the Enterprise DC Section. |
We may have provided links to documents and other information supplied by third parties (including your employer or scheme trustees, and their advisers), who are solely responsible for their content and accuracy. All statements, views and opinions contained in these documents and other information are those of the third parties, not Scottish Widows.