Transfer your pensions

Combine your pensions for a simple life

Most of us end up with more than one pension. One option is to move your pensions to Scottish Widows. This may make life easier by helping you to:

Manage your finances

Manage your finances

You can see how much you’re paying into your pension and its current value.

Plan for the future

Plan for the future

You’ll find it easier to decide if you’re on track to achieve your future goals, or if you may need to do more.

Save money

Save money

You’ll know how much you’re paying in charges and what this means for your future income.

Apply to transfer your pension

When you apply to transfer your pensions, you'll find there are two stages.

Find out about transfers

Find out about transfers

Before you apply to transfer, you’ll need to find out if you can combine pensions with us and decide if it’s right for you. Let us guide you through the basics.

Find out more

Apply for your transfer

Apply for your transfer

If you’ve read our transfer pages and you’d like to apply to combine your pensions with us, you can get started now.
 

Start your application

Why choose us?

Scottish Widows has been helping people to save for their future for over 200 years and remains one of the UK’s largest pension providers. We’re part of a group which also includes well-known names such as Lloyds Bank, Halifax and Bank of Scotland.

We’ll help you work out if combining your pensions is right for you, and possible. If you decide to go ahead, we’ll be there to help you, every step of the way.

Need help to decide?

Not sure if you need guidance or advice about pension transfers? Read our guide to find out how these are different and where you can find them.

Find out more