Legal information

Copyright, companies and legal

The pages of this website are prepared and issued in the United Kingdom and are intended for the information and use of United Kingdom residents only.

You should read our Copyright, Legal and Privacy statements carefully as you will be legally bound by them. We reserve the right to amend these statements at any time and to notify you by posting an updated version of the statements on this website. You will be deemed to have accepted the amendments by continuing to use this website.

Any reference to "we", "us" or "our" means Scottish Widows as defined below: unless a particular Scottish Widows company is mentioned.

1. Copyright

1.1 Unless otherwise indicated, Scottish Widows Limited is the owner of the copyright and all other intellectual property rights (existing anywhere in the world) in this website, its pages, the screens displaying the pages, the information and material therein and the arrangement thereof.

1.2 The Scottish Widows’ logos, icons and images are registered trademarks of Scottish Widows Limited, including the image of the Widow herself.

1.3 This website may not be reproduced or adapted in whole or in part without the prior consent of Scottish Widows Limited, except for the purpose of accessing our products and/or services and for producing print outs for your own personal records.

2. Scottish Widows companies

Scottish Widows means Scottish Widows Limited or any of its subsidiaries. Important Scottish Widows companies include the following:

Scottish Widows Limited

Company No. 3196171.
Registered Office:
25 Gresham Street
London
EC2V 7HN

Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register no. 181655.

Scottish Widows Services Limited
Company No 189975.
Registered Office:
69 Morrison Street,
Edinburgh
EH3 8BW

Scottish Widows Administration Services Limited
Company No 01132760.
Registered Office:
25 Gresham Street
London
EC2V 7HN

Authorised and regulated by the Financial Conduct Authority, register no. 139398.

Our other companies and their addresses

Scottish Widows Unit Trust Managers Limited
Company No. 1629925
Registered Office:
25 Gresham Street
London
EC2V 7HN

Authorised and regulated by the Financial Conduct Authority, register no. 122129.

HBOS Investment Fund Managers Limited
Company No. 941082
Registered Office:
Trinity Road
Halifax
West Yorkshire
HX1 2RG

All of the above companies are part of the Lloyds Banking Group.

The Financial services register can be accessed at www.fca.org.uk/register.

3. Legal

3.1 The information contained within this website does not constitute financial, professional or investment advice. To confirm the suitability of any product or service for you, or to obtain any further information you may require, you should consult an independent financial advisor, who will be entitled to charge a fee for their advice.

3.2 This website is provided as a service by us and all information provided on this site is subject to change at any time. If you are in any doubt as to the information provided on the site, we recommend that you contact us directly or obtain independent financial advice prior to acting in reliance upon the information.

3.3 Whilst we have taken every reasonable care in the preparation of the content of this website, we do not accept any liability for any error or omission. Nor do we accept any liability for any errors in data transmission, machine, software or operating error or any other cause. Nor do we make any representations as to the availability, suitability, reliability or otherwise of this website or do we accept any liability for any loss whatsoever arising out of your use of this website.

3.4 All figures appearing on the website are for illustration purposes only. The completeness or accuracy of figures are not guaranteed and we do not accept any liability for any error or omission.

3.5 This website may contain material produced by third parties and links to other websites. These links and material are provided for general information purposes only and the sites concerned are not endorsed or promoted by us in any way. We do not accept liability in relation to any materials on websites that are not under our direct control.

3.6 We cannot guarantee that any email sent to us will be received or that the contents of the email will remain confidential during internet transmission.

3.7 Any dispute arising from the use or content of this website shall be subject to the Laws of Scotland.