Approaching retirement

As you start thinking about retirement, it's time to look at your pensions and savings. Will you have enough for the future?

What should you be thinking about?

What you have already

What you have already

If you’ve started to think about retirement then you should be looking at your pensions, investments and other savings.

Review your existing pensions

Different ways to save

Look at your retirement goals

Look at your retirement goals

Make sure you have enough money for your future and consider different ways to make it last.

When can you retire?

Can you afford to retire?

Can’t afford to retire yet?

What to do next

What to do next

Making changes and plans now could have major benefits when it's time to retire.

Questions to ask yourself

What are your options?

Can you combine all your pensions?

NOT SURE WHERE TO START?

If you don’t know what to do about your retirement or pensions, we can help you by explaining the basics.

Retirement explained

Your Scottish Widows Pension

Your Scottish Widows Pension

If you have a pension with Scottish Widows already and want to put more in, visit our Individual Pensions page for more information.

Your Scottish Widows pension

Pension and retirement calculators

Pension and retirement calculators

Our calculators can help you find out what your retirement income could be.

Use our calculators

Combine your pensions

Combine your pensions

Got more than one pension? Then you could think about putting them all in one place. Combining your pensions with Scottish Widows is simple and we won't charge you for this service.

Pension transfers