Transfer your pensions
Combine your pensions for a simpler life
Most of us end up with more than one pension. One option is to move your pensions to us. This may make life easier by helping you to:
How to transfer your pension
Our two-step approach can help you decide if transferring is right for you, and guide you through the transfer process.
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Can we check something?
There are some pensions which you can’t transfer to us online. This includes where your pension:
- Is a final salary pension (also known as a defined benefit pension).
- Is affected by a pension sharing order or pension earmarking order.
You also can’t transfer online if you’re:
- Taking an income from any pensions you’re transferring. Or you’ve taken a tax-free lump sum from these.
- Moving a pension that’s not with a UK provider.
If any of these apply to your pension, call us to talk about your options.
-
Can we check something?
There are some pensions which you can’t transfer to us online. This includes where your pension:
- Is a final salary pension (also known as a defined benefit pension).
- Is affected by a pension sharing order or pension earmarking order.
You also can’t transfer online if you’re:
- Taking an income from any pensions you’re transferring. Or you’ve taken a tax-free lump sum from these.
- Moving a pension that’s not with a UK provider.
If any of these apply to your pension, call us to talk about your options.
Why choose us?
Scottish Widows has been helping people to save for their future for over 200 years and remains one of the UK's leading pension providers. We’re part of a group which also includes well-known names such as Lloyds Bank, Halifax and Bank of Scotland.
We’ll help you work out if combining your pensions is right for you, and possible. If you decide to go ahead, we’ll be there to help you, every step of the way.