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Latest news, expertise and thought leadership.
Route to ‘fewer, bigger, better pension schemes’
Sharon Bellingham, Master Trust Lead and Scheme Strategist
December 2024
It’s a busy period for pensions, with the Government unveiling several proposals for reform just a few months after being elected.
Eva Cairns, Head of Responsible Investments
December 2024
Media coverage of the recent climate conference may have focused on the politics and challenges that emerged during COP29, but there was some important progress made too.
Heather Coulson, Head of Portfolio Management
December 2024
It’s been another year packed with talking points and noteworthy market moves, as politics and interest rates were among the issues that jostled for the attention of headline writers in 2024. In this retrospective, we focus in on a few of the major issues that have stood out to us.
Together, we can close the gender pension gap
Jill Henderson, Head of Workplace strategic relationships
December 2024
Our 20th Women and Retirement Report launched in November. One of the standout findings for me was that around two million women say they don’t believe they’ll ever be able to retire.
Master trusts and the secondary market
Sharon Bellingham, Master Trust Lead and Scheme Strategist
November 2024
What are the main considerations when moving from one master trust to another?
The US presidential election: what could it mean for stock markets?
Heather Coulson, Deputy Head of the Investment Office
November 2024
After a close-run and tightly contested US presidential election, and amid much interest globally, Donald Trump will be the next President of the United States.
Halloween howlers: 7 ways to make pensions less ‘scary’
Stuart Hopley, Relationship Director
October 2024
Help members make the most of their pension with some guidance this Halloween.
Rising to the pension engagement challenge
Jill Henderson, Head of Workplace Strategic Relationships
October 2024
Pension Engagement Season adopts novel ways to get employees to pay their pension some attention.
Why what happens in the US matters for pension scheme members
Heather Coulson, Deputy Head of the Investment Office
October 2024
The US stock market matters when it comes to people’s pension savings. The US is the world’s largest economy and is driven by many world-leading companies, and both can have an influence on share prices worldwide.
It’s not just about climate - tackling social risk in investments
Eva Cairns, Head of Responsible Investment
September 2024
It’s pretty hard to miss the fact that climate change is one of the biggest issues facing society today. Extreme weather events are happening more often, general weather patterns are changing, and nature is struggling to adapt.
The power of engaging with companies we invest in
Eva Cairns, Head of Responsible Investment
September 2024
It used to be that pension companies and investment managers largely engaged with companies they invest in at their Annual General Meeting. But that’s been changing.
Retirement Report reveals extent of pension challenge
Jill Henderson, Head of Workplace Strategic Relationships
August 2024
Our 20th Retirement Report shows people need to save more. AE 2.0 could be the key.
Addressing the Decumulation Dilemma
Pete Glancy, Head of Policy at Scottish Widows
July 2024
Is a retirement income about flexibility, certainty, legacy – or a mix?
Bringing diversity equity and inclusion to life
Sharon Bellingham, Master Trust Lead and Scheme Strategist
July 2024
Scottish Widows Master Trust’s diversity, equity and inclusion blueprint aims to raise the bar.
How can AE 2.0 accommodate low earners?
Pete Glancy, Head of Policy, Pensions & Investments
June 2024
Auto-enrolment is a powerful tool but what about higher contributions and low earners?
“Blown away”: how data, tech and AI are transforming pensions
Jill Henderson, Head of Business Development
June 2024
Digital innovation, data and AI in pensions is already a reality – with more to come
Small scheme decline and consolidation dominate TPR’s DC report
Sharon Bellingham, Master Trust Lead and Scheme Strategist
June 2024
The Pensions Regulator (TPR) reports on the occupational DC trust-based landscape.
Can Lucky Penny Day inspire saving habits?
Alison Nicolson and Jane Clark-Hutchison, Co-Heads of Client Relationships
May 2024
Saving improves financial wellbeing. Lucky Penny Day offers some motivation.
Responsible investment fitted as standard
Kevin Doran, Chief Investment Officer
May 2024
A laser focus on delivering the best outcome for members with our responsible investment approach.
Getting ready for the future of pensions
Jill Henderson, Head of Business Development
May 2024
Scottish Widows’ adviser summit shared exciting developments on the way.
Weighing up the lifetime provider model
Jill Henderson, Head of Business Development
April 2024
The Government wants a lifetime provider model to address multiple pensions pots.
The inside story on scams and scammers
Robert Cochran, Retirement Specialist
March 2024
How tech can help to outsmart scammers trying to steal people’s money, pensions and identities.
How to beat the £100k gender pension gap
Alison Nicolson and Jane Clark-Hutchison, Co-Heads of Client Relationships
March 2024
Let us tell you about a client of ours we are really proud of and whose story we want to share. They don’t have a gender pension gap. None – and this is highly unusual.
5 big things members ask us about pensions
Robert Cochran, Retirement Specialist
March 2024
Want to encourage people to engage with their workplace pension savings? Ask them what they really want to know – and help them get informed.
Sharon Bellingham, Master Trust Lead and Scheme Strategist
January 2024
As the decline in defined benefit provision becomes more pronounced, and as we gather more insights about savers’ likely retirement outcomes, the extent of the challenge is becoming ever more apparent.
December
Big changes - and more to come
November
Take a look in the Pension Mirror
Let’s make retirement better for women
Membership survey gives us valuable insights
October
Are you ready for auto enrolment reform?
Ensuring equality, diversity, and inclusion – The role of trustees
September
7 ways to boost pension engagement
Putting the buzz into Pension Awareness
August
Why equality, diversity and inclusion in pensions matter
We need to do more to help savers
July
Consumer Duty - A catalyst for positive change
DC consolidation - The move to Master Trusts
How paying national insurance voluntary contributions can boost state pension
What's The Point Of A Pension App?
Insights we've learned about the rising cost-of-living
June
Time For A Fresh Approach To Biodiversity?
May
Will pension savings weather the cost of living storm?
Consumer Duty - Beyond regulatory change
How does Consumer Duty go beyond regulatory change to benefit members?
Value for money members’ perspective
April
Value for money consultation response
March
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