Your pension in your pocket
Our app makes it easy to keep an eye on your pension and plan for the future.
Responsible investment
TAKING ON A SUSTAINABLE FUTURE TOGETHER
Pensions have the power to help build a more sustainable future as well as growing people’s savings. Our responsible investment approach aims to benefit our pension customers, the planet and society. See how we’re putting our approach into action.
Why we invest responsibly
The way we invest on behalf of our customers can have an important role to play in building a sustainable future worth living in. This is because the money you’re saving into your pension is likely to be predominantly invested in companies. These companies have an impact on the world around us, so by investing in them, so do we.
How we invest responsibly
We aim to invest, where we can, in companies that are working hard on things like reducing their impact on the environment and people. And excluding those that are causing severe harm to the planet or society.
Climate change, nature and deforestation
How could climate change impact my pension investments?
Stephen Porter, our Responsible Investment Specialist, explores how climate change can impact your pension savings and investments and what we are doing to protect our 6 million customers.
Our approach to climate change
How we aim to safeguard customers’ investments from the risks associated with climate change while taking advantage of related opportunities.
Read our approach to climate change (PDF, 3MB)
Climate action plan
Our roadmap to halving the carbon footprint of all our investments by 2030 on our path to net zero emissions by 2050.
Read our climate action plan (PDF, 5MB)
Climate action plan 2022 progress update (PDF, 1MB)
The Just way: the case for a just transition
We advocate for a just transition that is fair and inclusive as the world decarbonises.
Read our report (PDF, 3MB)
Our approach to social factors
Ranging from living standards and discrimination, to health and safety and modern slavery, social factors present both risks and opportunities for companies we invest in. Understanding and managing these factors can help protect returns in the long term.
Read our approach to social factors (PDF, 3MB)
Our latest update
Our Responsibly Invested Pensions Report explores views from employees, employers and financial advisers on environmental, social and governance (ESG) issues to better understand perceptions and priorities when it comes to investing responsibly.
Reporting on our progress
Our latest Responsible Investment and Stewardship Report outlines the progress we made in 2023 to deliver on our plans to benefit our customers’ investments and broader society.
Read the full report (PDF, 10MB)
For previous reports go to the Information Hub
Information hub
Our information hub houses our research, policies and reporting.
We’re one of the first signatories to the Stewardship Code 2020 and continue to keep our signatory status. The Code sets a high standard for those investing money on behalf of UK savers. Signatories must demonstrate how they’ve acted on their policies and made an impact.
We are inaugural members of the Occupational Pensions Stewardship Council, which aims to promote and facilitate high standards of stewardship of pension assets.