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Life insurance could be the most important financial product you ever buy. It’s not easy to think about something happening to you. But having a plan could be the difference between your family maintaining their lifestyle and paying off the mortgage, or losing their home.
Life cover could pay out a cash lump sum if you die before your policy ends.
It can act as a safety net and could help your loved ones cope financially when you can’t be there.
Critical illness cover could pay out a cash lump sum if you are diagnosed with an illness covered by your policy before it ends.
The money could help you and your loved ones meet day-to-day costs and let you focus on your own health and wellbeing.
Get answers to your most commonly asked questions on life insurance and critical illness with life cover to help you understand the basics and show you the benefits of financial protection. Life insurance explained.
The big changes in life can give you a good chance to think about how you can protect yourself and your loved ones from the unexpected.
Life insurance policies have no cash-in value at any time. If you don’t pay your premiums on time your cover will stop, your policy will end and you’ll get nothing back. If the sum assured has not been paid out by the end of the selected term, the policy will end and you’ll get nothing back.