Expert sessions

Our experts are here to help answer your most commonly asked questions on pensions

What have I got?

The first step in planning for retirement is to know exactly what sort of pension you’ve got and what it’s likely to give you at retirement.

How do I start a pension?

What is a pension and how much do I have to earn to start saving? 

What's the difference between the state pension and a private pension?

Do I need a Financial Adviser?

When should I start saving into a pension?

What are the lifetime allowance limits?

How does a workplace pension work?

What is re-enrolment?

When should I start preparing my pension plan?

What is the gender pension gap?

What is salary exchange?

How do I find out how much is in my pension?

Am I on track?

If you’re already saving for your future, that’s great. But are you on track for the retirement you want?

Will my pension be enough for retirement?

Is my pension on track? Is it enough?

Should I continue paying my pension during uncertainty?

What is tax relief?

Does my working pattern affect my pension?

Can I access my pension early to help pay my bills?

How much should I save for retirement?

How safe is my pension?

What happens to my pension during a recession?

Should I postpone my retirement to give my pension and investments a chance to recover?

What happens to the money left in my pension pot when I die?

Can I reduce my pension payments?

What do I need to do next?

Regardless of where you are on your retirement savings journey, it’s always worth thinking about whether there’s any action you need to take.

My retirement's on track, what should I do next?

6 tips to make the most of your pension

What happens to my pension during a divorce?

Pension v Lifetime ISA v ISA

What happens to my workplace pension if I move abroad?

How can I spot a pension scam?

Can I combine my pensions?

When should I take my pension benefits?

What happens to my workplace pension if I've been made redundant?