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SCOTTISH WIDOWS FUNDS – INVESTMENT DOCUMENTATION

These are the funds and share classes available to new and existing Scottish Widows OEIC and ISA customers. If you’re an existing customer, please check your annual statement for the funds and share classes you’re invested in.

The funds on this page are categorised using the Scottish Widows Investment Approaches. While there are a number of ways to evaluate risk, Scottish Widows uses these definitions to help you decide on the appropriate investment approach for you. Please be aware that we review the investment approach definitions and the investment approach for the funds regularly, so these may change. You can find information on current investment approaches and notification of any changes here.

We categorise investment periods as follows: Short-term: Up to 5 years, Medium-term: Between 5 and 10 years, Long-term: Over 10 years.

Each fund also has a Synthetic Risk and Reward Indicator (SRRI) which is shown in the KIID. The calculation of the SRRI is based on how the share price has moved over the previous five years – known as the volatility of the share price.

Transaction costs are incurred by our funds when the fund managers buy and sell investments. Please refer to this document for the transaction costs for your fund(s).

SCOTTISH WIDOWS OEIC AND ISA FUNDS

Cautious

These investments are expected to have a relatively modest risk to the capital value and/or income. They have the potential to provide income, and/or, over the medium to long term, relatively modest capital growth. The capital value may fluctuate, although some products may offer an element of capital protection.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Cautious Portfolio Fund Multi-Asset
Cautious Solution Fund Multi-Asset
Corporate Bond Fund Single Asset – Fixed Interest
Defensive Solution Fund Multi- Asset
Gilt Fund Single Asset – Fixed Interest
Managed Income Portfolio Fund Multi-Asset
Momentum Income Portfolio Fund Multi-Asset

Balanced

These investments carry a risk of loss to capital value but have the potential for capital growth and/or income over the medium to long-term. Typically they do not have any guarantees and will fluctuate in capital value.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Balanced Growth Portfolio Fund Multi-Asset
Balanced Portfolio Fund Multi-Asset
Balanced Solution Fund Multi-Asset
Discovery Solution Fund Multi-Asset
Dynamic Income Portfolio Fund Multi-Asset
High Income Bond Fund Single Asset – Fixed Interest
International Bond Fund Single Asset – Fixed Interest
Strategic Income Fund Single Asset – Fixed Interest

Progressive

These investments are expected to have a relatively significant risk of loss to capital value, but with the potential of relatively more capital growth over the medium to long-term. They do not offer any guarantees and will fluctuate in capital value.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Dynamic Solution Fund Multi-Asset
High Reserve Fund Single Asset – Fixed Interest
Opportunities Portfolio Fund Multi-Asset
Progressive Portfolio Fund Multi-Asset
Stockmarket Growth Portfolio Fund Multi-Asset
Strategic Growth Portfolio Fund Multi-Asset
Strategic Solution Fund Multi-Asset

Adventurous

These investments carry a relatively much higher risk of capital loss but with the potential for relatively higher capital growth over the medium to long term. They may be subject to a considerable level of fluctuation in capital value. They do not offer any guarantees.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Adventurous Solution Fund Multi-Asset
American Growth Fund Single Asset – Equities
Environmental Investor Fund Single Asset – Equities
Ethical Fund Single Asset – Equities
European Growth Fund Single Asset – Equities
European Select Growth Fund Single Asset – Equities
Global Growth Fund Single Asset – Equities
Global Select Growth Fund Single Asset – Equities
UK Equity Income Fund Single Asset – Equities
UK Growth Fund Single Asset – Equities
UK Select Growth Fund Single Asset – Equities
UK Smaller Companies Fund Single Asset – Equities
UK Tracker Fund Single Asset – UK Equity Tracker

Specialist

These investments carry a very high risk of capital loss, but with the potential for a higher return over the long-term. They are very volatile and are only suitable for clients who can afford to, and are prepared to, risk the entire capital value. They do not offer any guarantees.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Emerging Markets Fund Single Asset – Equities
Japan Growth Fund Single Asset – Equities
Latin American Fund Single Asset – Equities
Pacific Growth Fund Single Asset – Equities

SCOTTISH WIDOWS INCOME AND GROWTH FUNDS

Cautious

These investments are expected to have a relatively modest risk to the capital value and/or income. They have the potential to provide income, and/or, over the medium to long term, relatively modest capital growth. The capital value may fluctuate, although some products may offer an element of capital protection.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Cautious Growth Multi-Asset

Balanced

These investments carry a risk of loss to capital value but have the potential for capital growth and/or income over the medium to long-term. Typically they do not have any guarantees and will fluctuate in capital value.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Balanced Growth Multi-Asset

Progressive

These investments are expected to have a relatively significant risk of loss to capital value, but with the potential of relatively more capital growth over the medium to long-term. They do not offer any guarantees and will fluctuate in capital value.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Progressive Growth Multi-Asset

Adventurous

These investments carry a relatively much higher risk of capital loss but with the potential for relatively higher capital growth over the medium to long term. They may be subject to a considerable level of fluctuation in capital value. They do not offer any guarantees.

Fund Name Fund Type KIIDs - Initial/existing share class(es) KIIDs - New investment share class(es) SIID Prospectus
Adventurous Growth Multi-Asset

FORMS FOR SCOTTISH WIDOWS UNIT TRUST MANAGERS (SWUTM)

Please use the forms below to make a new application or to switch funds or top-up your current investment.

Application forms

Switch forms

Top-up forms

Declaration form

Fund reports

You can view or download PDFs of the most recent reports and accounts for each of the funds.